Thank you for your article in the April 26 of El Vaquero titled “Maxed-Out: Students and Credit Cards.” As an instructor at the college teaching the course on “Money Management” [Business Administration 136], your article was right on target.

Your readers may also find the following Web sites that deal with credit card abuse of interest.

Consumer Credit Counseling Service: www.cccla.org

Counsel: www.publiccounsel.org

Cardtrack: www.cardtrak.com

I strongly encourage you and other students to take a course on money management; the knowledge you gain will greatly benefit you and your family.

– Phillip Kazanjian